Broker Enabled Access & Coordination Platform
Designed for ACA Marketplace access. Employees may be eligible for premium tax credits depending on individual circumstances, as determined by the Marketplace.
A Modern Way to Support Worker Access to Individual Health CoverageWithout the Headache.
TMH Group is a Broker Enabled Access & Coordination Platform that helps you offer employers a structured way to connect workers with a designated licensed enrollment partner for ACA Marketplace assistance. TMH Group does not sell insurance, provide plan recommendations, enroll workers, or handle premiums.
Separated roles by design so brokers are not pulled into enrollment or premium administration.
Built for Brokers and General Agencies
If you service employer groups but want a cleaner way to support workers who may prefer individual health coverage options, TMH Group helps you add a structured access path without turning your agency into an enrollment desk.
Maintain the Employer Relationship
Keep the employer relationship and servicing role
Add a defined worker access path through a designated licensed enrollment partner
Avoid employee plan recommendations and enrollment responsibilities
Avoid premium handling, transmission, or custody
Create predictable platform access revenue that is separate from carrier commissions
A Clean Model That Employers Understand
Employers want a simple access & coordination solution. Brokers want a model that protects licensing boundaries, reduces operational burden, and scales without adding headcount.
TMH Group (Platform)
Employer onboarding, class configuration, company-code routing, and coordination. TMH Group does not discuss plans, determine eligibility, enroll employees, or handle premiums.
Broker / GA
Services the employer relationship and onboards the employer to TMH Group. Brokers and GAs do not provide plan recommendations, do not enroll employees, and do not operate enrollment teams for this platform.
Designated Licensed Enrollment Partner
Provides employee education, plan comparison support, recommendations, and enrollment services. Enrollment and plan recommendations are performed only by this licensed partner.
Designated Administrator
Handles premium administration functions where applicable and provides administrative participation reporting outside of TMH Group.
Enrollment and plan recommendations are performed only by the designated licensed enrollment partner. TMH Group and brokers do not perform enrollment activities.
Broker FAQs
No. TMH Group is an access and coordination platform. It does not sell, recommend, or administer any insurance products.
A designated licensed enrollment partner (UB Insurance Agency) handles all insurance education and enrollment. Brokers and TMH Group are not involved in the enrollment process.
No. Premium payment, collection, and remittance are handled entirely outside of TMH Group and the broker relationship.
The broker introduces the employer to TMH Group, maintains the employer servicing relationship, and earns platform access revenue. The broker does not enroll employees, recommend plans, or handle premiums.
Employees may be eligible for premium tax credits depending on individual circumstances, as determined by the ACA Marketplace. TMH Group does not determine eligibility.
Employers pay a per-employee-per-month (PEPM) access and coordination fee. This fee covers platform access and coordination services — it is not an insurance premium.
No.